JUNE 10-12, 2019


The top ten startups investors want to meet at MoneyConf

Maeve McQuillan
Published on June 11, 2018

Every year since 2015, the world’s leading bitcoin, cryptocurrency, payments and fintech experts have gathered at MoneyConf. Joining them are revolutionary fintech startups from across the globe who’ve come to network and learn from the industry’s leading lights. While every startup attending is changing the fintech industry in their own right, a few particular startups have thrilled us here at MoneyConf HQ. Here are a few startups you should familiarise yourself with while you’re under the same roof.

The global financial crisis highlighted many shortcomings in how institutions managed risk, and now Yields.io has brought risk management into the 21st century. It’s the first platform that uses AI for real-time model testing and validation on an enterprise-wide scale. With the risk management market predicted to rise to $17.1 billion by 2021, there is plenty of room for this startup to grow and establish itself over the coming years.

Backed by big names like PayPal and Index Ventures, Raisin has already established itself as the leading pan-European online marketplace for savings products. Giving customers the ability to open deposits at attractive interest rates across Europe free of charge, Raisin shields its customers from the cultural and legislative barriers to taking advantage of more favourable conditions abroad.

Can TrueLayer become the UK’s first open banking unicorn? Thanks to a series of new banking regulations coming into effect in 2018, approved startups can begin to utilise people’s actual financial data sourced directly from banks through an API. TrueLayer is seizing this opportunity and building its own universal APIs to serve the EU market.

Less than a year after its launch, 1 in 12 of all new business current accounts opened in the UK were with Tide. The startup’s strategy is simple. They save business owners time by offering credit of up to £15,000 in under 2 minutes and invoices instantly with a tap. Tide is the bank for the modern SMB.

Fluctuating exchange rates cost businesses around the world millions every year. Cambrist empowers banks to minimise these costs for their customers by taking control of the FX rate applied to cardholders. In the era of global markets, Cambrist tackles an age-old problem that affects every business with ambitions to grow beyond their borders.

Hedging risk is not just for oil barons, hedge fund managers and wheat farmers. Hedgewiz was created to offer what traditional bankers couldn’t: simple, tailored hedging solutions. Utilising AI, the startup allows businesses to avoid needless financial disruption by managing cross-border currency risks. Hedgewiz also has longstanding relationships with the ‘Big 4’ international accounting firms enabling them to provide hedging strategies recognised by international accounting standards.

Apple brought us the app store for smartphones, and Modex is bringing us the app store for blockchain. The world’s first multi-protocol smart contract marketplace, Modex tackles the last mile adoption problem for the blockchain. The platform makes the deployment of smart contracts significantly easier, faster and more cost-effective, fast-tracking blockchain technology adoption.

Intimidated by the stock market and considering just going all in on blackjack? Don’t. Use Pia, your personal investment assistant, and begin your investing journey the right way. Pia simplifies investing for everyone, utilising AI to help you whether you’re investing for the first time or you just want to know which way of investing is best suited for you.

Token’s CEO, Steve Kirsch, has invented several groundbreaking technologies and has had multiple billion dollar exits, and now he’s helping banks meet PSD2 requirements. At the time of writing, 3918 banks are connected and using Token’s technology. That’s a lot. Token’s single API and Smart Token technology gives banks a simple and quick path to PSD2 compliance, and the ability to deliver multi-banking to their customers. Making open banking safe, simple and smarter is their core mission. One which financial institutions around the globe can easily identify with.

Fractal Labs
Managing your SME’s finances should be more accessible than spending hours trawling through balance sheets. Enter Fractal. An AI-powered financial assistant, Fractal goes wherever you go and allows you to check your cash flow, costs and revenue at the touch of a button. The open banking era is here and Fractal is well positioned to capitalise.